Selecting the credit card you should apply for proves a daunting task. However, you do not need to look any further, since here are the top five credit cards being offered in the UK. 1. Barclaycard Platinum With Balance Transfer (27/27) With this card, you're guaranteed to have 0% interest rates for 27 months from the date of opening your account. In addition, it offers a 0% interest for balance transfer you make within the first 60 days after the day you open your account, with a fee as low as 2.49% being applied to the amount. 2. Aqua Classic Card This is one of the most popular options for those seeking to build a credit rating. This card offers you an initial limit of £250 up to £1200, and this amount could be increased on your fourth statement. You don’t need to pay to get access to your credit report – it's free and unlimited. Moreover, if you're about to miss a payment, you receive text reminders, so you always are up to date. 3.Sainsbury's Bank No Balance Transfer Fee Credit Card An option offered by the Sainsbury Bank, this credit card comes with a 0% interest on balance transfers for the first 25 months you own it. This is great, but they give more: you get to make balance transfers with no fee within the first 3 months, and a low fee is applicable afterwards. 4.Tesco Bank Clubcard Credit Card with 0% BT Fee If you haven’t paid up your balance in other credit cards and you think their fees are high, Tesco Bank Clubcard is there to help you. They allow for 0% interest on any balance transfers for the first 24 months, besides 0% interest on money transfers for the same period – with a 3.94% fee applicable. 5.Virgin Money Balance Transfer Credit Card (24 Mths) With a very direct approach, this credit card offers you 0% interest for 24 months both on balance and money transfers, with no fees on balance transfers. The bank also offers purchases with 0% interest for the first three months.